Howdy Apartments · Free planning tool

Which apartment quote really costs less?

Compare two written quotes using the full lease, recurring fees and concession—not just the advertised rent. No signup required.

Use a written quote for the same move-in date. Enter zero for a confirmed $0 cost. Blank cost fields are excluded and listed as missing. Inputs stay in your browser and clear on reload.

Apartment A

Apartment A

Enter base rent and a valid lease term to see your comparison.

9 cost fields not entered
  • Base monthly rent
  • Required monthly fees
  • Utilities estimate
  • Monthly parking
  • Monthly pet costs
  • Monthly renters insurance
  • Nonrefundable one-time charges
  • Refundable deposits due
  • Total written concession over this lease
Apartment B

Apartment B

Enter base rent and a valid lease term to see your comparison.

9 cost fields not entered
  • Base monthly rent
  • Required monthly fees
  • Utilities estimate
  • Monthly parking
  • Monthly pet costs
  • Monthly renters insurance
  • Nonrefundable one-time charges
  • Refundable deposits due
  • Total written concession over this lease

How to compare apartment quotes

  1. Get the same move-in date, exact apartment, lease term and itemized fees in writing.
  2. Add base rent, required monthly fees, utilities, parking, pet costs and insurance. Include internet in utilities if it is not already included elsewhere. Count each charge once.
  3. Multiply the ordinary monthly costs by lease months, add nonrefundable one-time charges, then subtract the total written rent concession for that lease.
  4. Divide that entered lease cost by lease months to get a monthly average. Your actual bills depend on when credits apply; use the ordinary monthly amount to plan cash flow.
  5. Keep refundable deposits separate from cost. You still need cash to pay them, and any refund depends on the lease and deductions.

How do I enter six weeks free?

Ask the leasing office for the exact dollar credit and schedule. Enter that total dollar credit once. Do not reduce base rent and also enter the same concession. Confirm conditions, including whether ending the lease early changes the credit.

What is missing from this comparison?

Blank fields are excluded. Add variable utilities as your own estimates; actual use can differ. This tool does not calculate taxes, prorated payments, fee increases or penalties automatically. Include known applicable charges in the appropriate field without double counting. It uses your inputs, not live prices, apartment availability or an affordability decision.

Save your comparison

Download the worksheet or print it before leaving. Quote labels and amounts are not submitted or saved. If you allow optional ChatGPT measurement, only a broad tool-action count is recorded when you download or print; your quote values are excluded.

Apartment Quote Comparison Calculator | Howdy Apartments